Pet Insurance

Have you been considering pet insurance for your pet?

We hope the following information helps you make an informed decision.

How does pet insurance work?

Like insurance for humans, deductibles, copayments, premiums, and coverage can vary widely between the different pet policies and companies. The biggest difference between pet insurance and human insurance is that you typically have to pay your veterinary bill in full and wait for the insurance company to reimburse you. However, some pet insurance companies will now pay the veterinary hospital directly, which decreases your upfront out-of-pocket costs.

There are many pet insurance providers to choose from, and we encourage you to research them to select the provider that best meets the specific needs of you and your family. Pet insurance is growing in popularity. According to the North American Pet Health Insurance Association, about 85 million families in the United States owned pets in 2015. Still, only 1.6 million of those pets were insured.

Recommended Pet Insurance

ASPCA Pet Insurance

ASPCA offers both injury and illness along with an add-on preventative care plan.

  • Choices of % Coverage and Deductible

  • Preventive Care Option (limited coverage)

  • Annual Deductible

  • Covers Exam Fees

  • Alternative and Behavioral Therapy Coverage

  • First-Month Discount (use code VETTRIAL30)

Trupanion

Trupanion is an injury and illness insurance policy.

  • Covers 90% of Invoice (besides exam fee)

  • Does Not Cover Preventative Care

  • Choice of Any Deductible

  • Deductibles are Per Condition (for life vs. yearly)

  • Alternative and Behavioral Therapy Coverage

  • No Lifetime Payout Limits

  • Tailored Riders for Breeding and Working Pets

  • Award-Winning Customer Service

Nationwide

Nationwide offers both injury and illness along with offering whole pet policies.

  • Whole Pet or Major Medical

  • Whole Pet covers spay/neuter and most other preventative care, including flea and tick meds!

  • 24/7 Vet-Helpline Access

  • $100 or $250 Annual Deductible

Healthy Paws

Healthy Paws pet insurance provides unlimited lifetime benefits (with no cap on claims).

  • Covers 90% of Invoice (besides exam fee)

  • Does Not Cover Preventative Care

  • Choice of Any Deductible

  • Annual Deductible

  • No Lifetime Payout Limits

  • Free Mobile App

Figo

Figo is an injury and illness insurance policy.

  • Covers up to 100% of Invoices (including exam fees)

  • Does Not Cover Preventative Care Service

  • Waives Copays and Deductible for Lifesaving Care

  • Innovative Cloud-Based Platform to Manage Your Pet’s Lifestyle

Resources For You

Buzzards Bay Veterinary Associates is committed to providing you with the knowledge necessary to make educated decisions about health care for your pet. We encourage you to ask questions during your veterinary visits or to contact us either by phone or the email.

We are also pleased to offer the following resources: